1. Thou shalt not change jobs, become self-employed, or quit your current job.
  2. Thou shalt not buy a car, truck, van or motorcycle.
  3. Thou shalt not use credit cards excessively or be late on any payments.
  4. Thou shalt not spend money you have set aside for closing.
  5. Thou salt not omit debits or liabilities from your loan application.
  6. Thou shalt not buy any furniture.
  7. Thou shalt not originate any new inquiries into your credit.
  8. Thou shalt not make large deposits or take any large withdrawals from any account.
  9. Thou shalt not change banks or bank accounts.
  10. Thou shalt not co-sign on a loan for anyone.

 

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